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Credit Reports and Credit Scores
Determine your credit risk

We provide business owners with the tools to protect their cash flow and profit from slow payers and bad debts. We only use tested and proven collection tools to achieve these results.

By obtaining a Business Credit Report and Credit Score on all new customers you will be able to make informed and consistent credit decisions which will reduce your risk.

It lets you know who you are dealing with, view any negative credit information against a business and provides you with a statistically based score indicating an entity’s potential to default.

By adding a Property Ownership Report you can also determine if your customer owns real property which could provide you with further security.

Lite

$27.50/month (billed monthly)
  • 3 Business Credit Reports
  • 3 Business Credit Scores
  • Cancel Anytime
  • Prices include GST.

Medium

$49.50/month (billed monthly)
  • 10 Business Credit Reports
  • 10 Business Credit Scores
  • Cancel Anytime
  • Prices include GST.

Large

$93.50/month (billed monthly)
  • 20 Business Credit Reports
  • 20 Business Credit Scores
  • Cancel Anytime
  • Prices include GST.

Cancellation policy: 1-month notice required.

ADD PROPERTY

EXTRA $27.50/month (billed monthly)
  • 3 Property Ownership/ Sales Price Reports
  • Prices include GST.

ADD PROPERTY

EXTRA $49.50/month (billed monthly)
  • 10 Property Ownership/ Sales Price Reports
  • Prices include GST.

ADD PROPERTY

EXTRA $93.50/month (billed monthly)
  • 20 Property Ownership/ Sales Price Reports
  • Prices include GST.

Cancellation policy: 1-month notice required.

If you provide credit you need to obtain a credit report and score before you start!

It is important when providing credit to a new customer that you know who you are dealing with and if they have any negative credit information against them. Knowing this information will allow you to make informed decisions before you offer them any credit. This reduces your risk.

You can also obtain a property ownership report to determine whether they own real property which could provide further security.


We recommend that you obtain a Business Credit ReportCredit Score and Property Ownership Report on all new customers.
Client Review Top Gun Plastering

5 star rating by customer

5/5

5 star rating by customer

5/5
Credit Application Checklist

Do you know who you
are dealing with?

You need to know who you are dealing with before you commence a new business relationship.

You need to obtain upfront information about the business and persons you are about to provide with credit. One way to obtain this information it to get a Business Credit Report, Credit Score and Property Ownership Report on the customer.

So be smart and protect yourself from defaulting customers.

The information from the Business Credit Report, Credit Score and Property Ownership Report can be used to make a decision as to their credit worthiness.

Remember it is your money and you need to protect yourself.

Debt Collection Cost Recovery

What is a Credit Report?

A Business Credit Report is a detailed report of a business’s credit history. Credit reporting bureaus collect information and create credit reports based on that information, and credit providers use the reports along with other information to determine the customer’s credit worthiness.

Business Credit Reports help by:

  • Confirm the correct legal name of the business
  • Confirm whether the business is registered
  • Determine who are the owners of the business
  • Determine contact details for the business
  • View any negative credit information against a business, such as court judgments, potential winding up proceedings and payment defaults
  • Assisting you in making informed and consistent credit decisions

The Business Credit Report data is provided by Creditorwatch. Creditorwatch is a commercial credit reporting bureau with over 50,000 users. Creditorwatch obtains data from a number of sources including the Australian Securities and Investment Commission (ASIC), the Australian Business Register, Magistrates Courts in each state, corporations and their own users.

Debt Collection and Personal Guarantee

What is a Credit Score?

A Business Credit Score is a statistically based score indicating an entity’s credit risk and is designed to assist you in making informed and consistent credit decisions. It is used to determine whether you want to provide credit.

The Business Credit Score data is provided by Creditorwatch. Creditorwatch is a commercial credit reporting bureau with over 50,000 users. Creditorwatch obtains data from a number of sources including the Australian Securities and Investment Commission (ASIC), the Australian Business Register, Magistrates Courts in each state, corporations and their own users.

Did you know that there are around 40 companies that go into liquidation every day? So what happens when a company goes into liquidation?

Collection action stops against the company and you deal with the liquidator. It is unlikely that you will see any return of your money by the liquidator.

Protect yourself by obtaining a Credit Score

How does the credit report and score
make you money?

The more you protect yourself from the costs associated with defaulting customers the more profit you make. If the customer does not seem creditworthy ask for payment upfront. By using Business Credit Reports and Credit Scores it really does make you money!

Being proactive can save you thousands!
Great benefits included

Confirm The Correct Legal Name Of The Business
You need to know the customers correct legal name if you have to pursue them for payment.

View Negative Credit Information Against The Business
If the business has negative credit information you may determine that they are not creditworthy and payment upfront is required.

Confirm Whether The Business Is Registered
If the business is not registered or has just been registered, this is a sign that further investigations or security is required.

Obtain A Statistical Based Credit Score Indicating Risk
The Credit Score provides you with an easy to understand rating that is comparable to other businesses.

Determine Who Are The Owners Of The Business
If you know who the owners are, you are provided with cross directorships which could be linked to other adverse entities.

Assist In Making Informed and Consistent Credit Decisions
If you have the businesses credit information and credit rating you can make an informed and consistent business decision.

Determine Contact Details For The Business
The more contact details you have for the business the better. This will also confirm the contact details the customer provides.

Report Data Is Provided By Creditorwatch
Creditorwatch is a commercial credit reporting bureau with over 50,000 users and reporters.